Les Rendez-vous de l’Eco: “Healthcare Spending: How Can We Maintain a System of Solidarity-Based Funding?”

Rising healthcare costs pose major challenges to the sustainability of the social protection system and to equitable access to care. In France, the financing of healthcare spending relies on a strong synergy between health insurance and supplemental insurance providers, which limits out-of-pocket costs for insured individuals compared to other countries. However, this system leaves households with little or no supplemental coverage exposed to potentially high healthcare costs.

The decline in health insurance revenues tends to exacerbate these challenges and shifts the burden onto private health insurance providers and households. The conference will explore possible solutions for preserving access to healthcare without compromising solidarity.

Speakers

Denis Raynaud is the director of the Institute for Research Documentation in Health Economics (IRDES). An economist specializing in health insurance and the regulation of healthcare systems, he has notably contributed to the work of the High Council for the Future of Health Insurance (HCAAM) on proposals for scenarios regarding the future relationship between Social Security and supplemental health insurance.

Didier Balsan is Chief of Staff to the President of Mutuelle Familiale. An economist specializing in social protection and health insurance, he has also held various positions at the National Federation of French Mutual Insurance Companies, the Ministry of Health, the Directorate of Social Security (DSS), and the Directorate for Research, Studies, Evaluation, and Statistics (DREES).